Private Banking and investing choices related to structural financial products are the two main issues of this book. Dr. Dimitris Chorafas conducts a thorough investigation into the risks associated with structured financial instruments to determine if they are suitable investments for individual and institutional investors. Private banking works with these types of clients. As our society gets more affluent and state-supported pension plans struggle to exist, a rising number of high net worth people and families have turned into retail investors in search of ways and means to maximize asset management. Along with not-for-profit organizations, charities, and businesses specifically created for wealth management, institutional investors like pension funds, mutual funds, and insurance companies are also clients of private banking. Structured products are being provided by the banks they collaborate with to both institutional and individual investors. These are often securities that give investors a redemption amount, complete or partial capital protection, and a return of some kind. The book looks at structured financial instruments, their versatility, and the outcomes that could be anticipated.

Return on structural instruments, which are basically derivatives, is paid based on a chosen underlying asset and an investing strategy (s). This essentially implies that asset managers, who may be banks or hedge funds, acquired information on the performance of the underlyings through the purchase or selling of embedded options. Yet there are dangers. The volatility of an underlying’s future value, the unpredictability of future occurrences, and the product’s exposure are the three key factors that affect risk and return from structured products. Every sort of investment is susceptible to market forces, and the anticipated risk and expected gain will likely be higher the more leveraged a portfolio is. The dual approach purposefully selected in this book is most advised since structured financial products appeal to, or at least are being offered to, both ordinary investors and institutional investors. In this book, the author uses several case studies and actual examples from everyday life to address all of these concerns in a practical manner.

*Due to its extensive research foundation, the book is full with real-world examples and case studies.

*Addresses the rising tendency in private banking toward the usage of structured financial instruments.

*Comprehensive discussion of structured financial products with little math